Serving All of CA: Orange County, Los Angeles, San Diego, Riverside, Sacramento, Etc.

Speak with a live agent:  (949) 709-5998

FUND THE POLICY TO AGE 95.  NOT AGE 100

This is just one of the many strategies that we use.  Some carriers discount the policy by as much as 30% by adjusting the policy to age 95 instead of age 100.  You can readjust later in life.  We offer all clients an annual review!

It's little things that save our clients $1,000's

JOHN MOONEY
JACK MOWERS
80 YEARS OLD?  TOO LATE TO BUY LIFE INS?

Not at all.  Times have recently changed, making it much easier for seniors to qualify.

Policies 50% less than about a decade ago!

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Estate Planning

Have over $1,000,000 in assets to protect?  Work with one of our life insurance experts today!

BEEN RECENTLY RATED OR DECLINED?

This is where we are at our best!  With our underwriting knowledge, let us work our magic.  Our experience is worth its weight in gold.  Experience the difference for yourself Give us a shot today.  We won't let you down!

Our Agents  ( Over 77 Years Of Combined Experience! )

MARC HARRIS

When it comes to estate planning, ourTermLyf.comteam are experts!  We can help you understand which route is best for your unique situation.  Who the beneficiary be?  Your spouse or the living trust?  Is Term life insurance your best option?  Contact us today for a free consultation.  Experience the difference, our knowledge speaks louder than words.

Jack Mowers is a true insurance professional.  I have had the priviledge of working with Jack over the past 14 years.  He is knowledgeable, has great integrity and always puts his clients first.  If you are in the market for life, health or other financial services, Jack is your man!

- Jeff S.

5,200+ Clients

Since 1989