5,200+ Clients

Since 1989

Serving All of CA: Orange County, Los Angeles, San Diego, Riverside, Sacramento, Etc.

Speak with a live agent:  (949) 709-5998

PAY INCOME TAX (EXAMPLE OF 20%):

Each year you have to pay the IRS taxes on your income.  $25,000 x .80 = $20,000 / year or $1,667 per month.

$500,000 policy pays approx $1,667/ month

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PUT $500,000 IN AN ACCOUNT UPON DEATH

When you pass away, your beneficiary will get a tax free check for the death benefit.

Biggest Tax Free Explosion Out There!

Jack's Simple Approach


1. Add 5 x your income

2. Add any debts

3. Subtract liquid cash


This equals your minimum
death benefit to apply
for. It gets a bit more
complex than this, but
these are the basics.

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JACK MOWERS

" If you are happy with our service, the greatest gift you could give us is letting others know about TermLyf.com "

There is not a magic formula to calculate how much life insurance you need.  What we do at TermLyf.com is help our clients figure out what is best based on your unique situation and what you can afford.  Here are a few ideas to build your formula:

  RENT / MORTGAGE  -  DEBT  -  COLLEGE TUITION  -  MONTHLY INCOME

Our Agents  ( Available 24 hours/day if you need our help )

earn interest (EXAMPLE OF 5% / YEAR):

$500,000 x .05 = $25,000 per year without touching the principal.  That is an average of $2,083 per month.  Does that replace your spouses income?  Is it enough to pay the rent or the mortgage?  How about college?

And this doesn't even include income taxes!

MARC HARRIS
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How Much Term?

JOHN MOONEY

Most of our clients have no idea how much life insurance they need.  That is where we come in!